Savings
Savings

Savings Product Guide

Pay into your savings account

How to withdraw monies / fraud prevention

How to apply for a savings account

Call Me Back

Savings Literature / Forms

Savings Terms

Closed Accounts

Online Registration / Log in

Help With Your Savings Goals

How to close an account

Registering a POA

Protecting yourself against Fraud
Savings Product Guide

The Swansea Building Society has a range of savings accounts to suit most needs. Please take the time to browse our savings products page to see how we can best help you. Whatever you choose, you will always be assured of a warm and friendly personal service that we are proud to offer all our Members.

Pay into your savings account

There are three ways you can make a payment into your Swansea Building Society savings account:

1 Cash – you can pay cash into your account at any of our branch offices.

2 Cheque - you can pay a cheque(s) into your account at any of our branch offices.

3 Standing order / electronic payment – you can pay into your account regularly via a standing order or via a one-off payment electronically from a UK Bank or Building Society account.

How to withdraw monies / fraud prevention

Customers must first register a maximum of one nominated bank account per customer and the bank account nominated must be in the name of the Society savings account holder(s). An up to date bank statement detailing the nominated bank account is required before the nominated bank account can be registered to receive payments.

How to apply for a savings account

The Swansea Building Society has a range of savings accounts to suit most needs. Please take the time to browse our savings products pages to see how best we can help you. Whatever you choose, you will always be assured of a warm and friendly personal service that we are proud to offer all our Members that you might not get with bigger financial organisations.

Call Me Back

Would you like one of our branch staff to call you back? Our staff are available 9am* to 4.45pm, Monday to Friday (excluding bank holidays). We will call you back during this time. Unfortunately, we are closed on weekends at present.

All call backs are free of charge to both land lines and mobiles.

Savings Literature / Forms

You can download any of our application forms or related documentation here. If you need any help with completing one please give us a ring on 01792 739100 where one of our team will be happy to help you.

Savings Terms

The Swansea Building Society sets out key savings terms below with a brief explanation.

Closed Accounts

Please note these accounts are no longer available for new account applications.

Online Registration / Log in

MyAccounts Is Here – Action Required for Swansea Online Users

We have upgraded our online banking service, replacing Swansea Online with MyAccounts. While Swansea Online is still accessible, it will be fully withdrawn in 2025.

To ensure uninterrupted access to online banking, Swansea Online users must register for MyAccounts. We encourage you to make the switch as soon as possible. See below for more information.

Help With Your Savings Goals

Help With Your Savings Goals

How to close an account

How to close an account

Registering a POA

Registering a POA

Protecting yourself against Fraud

Protecting yourself against Fraud
Mortgages
Mortgages

Mortgage Rates

Range of Mortgage Types

Financial Support and Advice

Mortgage Literature / Forms

Meet The Mortgage Managers

How to Apply

Call Me Back

Request a Decision in Principle

Acceptable Property Types

Terms Explained

Existing Mortgage Customers

Homes for Ukraine
Mortgage Rates

Your local mortgage lender offering a personal, tailored and flexible mortgage service specialising in:

Holiday let mortgages

Mortgages for self-employed

Self-build mortgages

Mortgages to purchase a second home

Mortgages for small holdings with acreage

Buy to let mortgages

House purchase at auction

Mortgages for High Net Worth Customers

Lending Into Retirement

Lending In Retirement

Professionals/public service employees
Range of Mortgage Types

The Swansea Building Society has a comprehensive range of mortgage products to suit most needs.

Additional Borrowing

Buy to Let / Consumer Buy to Let

High Income

Interest Only

Lending Into Retirement

Professionals/Key Workers

Second Home

Self Employed

Bridging Facilities

Guarantor

Holiday Lets

Lending In Retirement

Medical Professionals

Renovation

Self Build

Small Holdings
Financial Support and Advice

The Society is ready to help anyone who is concerned about their finances.

With the effects of the rising cost of living and increased mortgage interest rates, you may find yourself having trouble managing your financial affairs. Our aim is to help you resolve any issues as quickly as possible and we are on hand throughout to help.

Mortgage Literature / Forms

Download a copy of our Mortgage Forms & Leaflets

Meet The Mortgage Managers

Meet the mortgage managers from your local branch.

How to Apply

Swansea Building Society does not currently have an on-line facility for the submission of applications.

If you wish to apply for a mortgage with the Society, we can either complete the application form on a face to face basis or via the telephone.

To arrange an appointment, please contact your local mortgage manager today for more information.

Call Me Back

Would you like one of our front-line mortgage managers to call you back to discuss a case?

Our mortgage managers are available 9am* to 5pm, Monday to Friday and by appointment on Saturdays.

We will call you back during this time. Unfortunately, we are closed on Sundays and bank holidays.

All call backs are free of charge to both land lines and mobiles.

Request a Decision in Principle

Request a Mortgage Decision In Principle – if you would like to request a Decision In Principle on a mortgage with the Society, please contact your local mortgage manager today for more information.

Acceptable Property Types

Please note the property has to be confirmed as being acceptable for mortgage security purposes in the professional valuation report for the Society.

If you have a property type which is not detailed on this page, please contact your local mortgage manager today for more information.

Terms Explained

The Swansea Building Society sets out key mortgage terms below with a brief explanation.

Existing Mortgage Customers

For existing borrowers who would like to see whether the Society is able to offer a better interest rate on their mortgage(s) held with the Society

Homes for Ukraine

Swansea Building Society welcomes the Government’s Homes for Ukraine Sponsorship Scheme which will enable homeowners across the UK to provide accommodation in their own home to refugees fleeing the war.
About Us
About Us

About Us

News

Community Support

Recruitment

Financial

Board Committees

Board of Directors

Meet the Mortgage Managers

Ethics Policy

Diversity and Inclusion
About Us

The Swansea Building Society was founded as a mutual Building Society in 1923. The Society continues to make good progress and with the support of our members, has every reason to look forward to a prosperous future.

News

Keep up to date with the latest society and industry news

Community Support

At Swansea Building Society, we support a wide range of local charities and every year, staff nominate a staff charity and undertake a range of fund-raising activities where the Society will match fund the amounts raised.

Recruitment

The Society recognises that its staff are vital to its success. We're always looking for talented professionals with the determination to help us succeed.

From time to time, vacancies may arise in one of our branch offices (Swansea, Mumbles, Carmarthen and Cowbridge) or in one of our Head Office departments (Mortgage Underwriting, HR, Risk & Compliance, IT and Finance)

Financial

The Society's financial and AGM results can be downloaded on the right. The latest addition to our publications is the Society's Pillar 3 Disclosure Document which is a requirement of the legislative framework - Capital Requirements Directive.

The document covers such areas as capital, risk exposures and risk assessment processes. The report will be made on an annual basis and published within four months of the Society's year end accounting reference date of 31 December.

Board Committees

Terms of reference for the Board Sub Committees

Board of Directors

Meet the Board of Directors and Executive Management

Meet the Mortgage Managers

The Mortgage Sales Team

Ethics Policy

Our Ethics Policy outlines how our values and ethics shape our organisation and the way we work.

As a mutual organisation, the Society was established in 1923 to deliver a positive social impact by helping working people to save, and by pooling these savings together, to buy a home of their own. Throughout this time, we have been committed to doing the right thing for our customers, colleagues, and our wider community.

Diversity and Inclusion

At Swansea Building Society we value people from all backgrounds and recognise the importance of diversity and inclusion.

We’re better equipped to put our members first if we have a diverse workforce of talented people that’s representative of the communities we live and work in.
Contact Us

Savings
Savings

Savings Product Guide

Pay into your savings account

How to withdraw monies / fraud prevention

How to apply for a savings account

Call Me Back

Savings Literature / Forms

Savings Terms

Closed Accounts

Online Registration / Log in

Help With Your Savings Goals

How to close an account

Registering a POA

Protecting yourself against Fraud
Savings Product Guide

The Swansea Building Society has a range of savings accounts to suit most needs. Please take the time to browse our savings products page to see how we can best help you. Whatever you choose, you will always be assured of a warm and friendly personal service that we are proud to offer all our Members.

Pay into your savings account

There are three ways you can make a payment into your Swansea Building Society savings account:

1 Cash – you can pay cash into your account at any of our branch offices.

2 Cheque - you can pay a cheque(s) into your account at any of our branch offices.

3 Standing order / electronic payment – you can pay into your account regularly via a standing order or via a one-off payment electronically from a UK Bank or Building Society account.

How to withdraw monies / fraud prevention

Customers must first register a maximum of one nominated bank account per customer and the bank account nominated must be in the name of the Society savings account holder(s). An up to date bank statement detailing the nominated bank account is required before the nominated bank account can be registered to receive payments.

How to apply for a savings account

The Swansea Building Society has a range of savings accounts to suit most needs. Please take the time to browse our savings products pages to see how best we can help you. Whatever you choose, you will always be assured of a warm and friendly personal service that we are proud to offer all our Members that you might not get with bigger financial organisations.

Call Me Back

Would you like one of our branch staff to call you back? Our staff are available 9am* to 4.45pm, Monday to Friday (excluding bank holidays). We will call you back during this time. Unfortunately, we are closed on weekends at present.

All call backs are free of charge to both land lines and mobiles.

Savings Literature / Forms

You can download any of our application forms or related documentation here. If you need any help with completing one please give us a ring on 01792 739100 where one of our team will be happy to help you.

Savings Terms

The Swansea Building Society sets out key savings terms below with a brief explanation.

Closed Accounts

Please note these accounts are no longer available for new account applications.

Online Registration / Log in

MyAccounts Is Here – Action Required for Swansea Online Users

We have upgraded our online banking service, replacing Swansea Online with MyAccounts. While Swansea Online is still accessible, it will be fully withdrawn in 2025.

To ensure uninterrupted access to online banking, Swansea Online users must register for MyAccounts. We encourage you to make the switch as soon as possible. See below for more information.

Help With Your Savings Goals

Help With Your Savings Goals

How to close an account

How to close an account

Registering a POA

Registering a POA

Protecting yourself against Fraud

Protecting yourself against Fraud
Mortgages
Mortgages

Mortgage Rates

Range of Mortgage Types

Financial Support and Advice

Mortgage Literature / Forms

Meet The Mortgage Managers

How to Apply

Call Me Back

Request a Decision in Principle

Acceptable Property Types

Terms Explained

Existing Mortgage Customers

Homes for Ukraine
Mortgage Rates

Your local mortgage lender offering a personal, tailored and flexible mortgage service specialising in:

Holiday let mortgages

Mortgages for self-employed

Self-build mortgages

Mortgages to purchase a second home

Mortgages for small holdings with acreage

Buy to let mortgages

House purchase at auction

Mortgages for High Net Worth Customers

Lending Into Retirement

Lending In Retirement

Professionals/public service employees
Range of Mortgage Types

The Swansea Building Society has a comprehensive range of mortgage products to suit most needs.

Additional Borrowing

Buy to Let / Consumer Buy to Let

High Income

Interest Only

Lending Into Retirement

Professionals/Key Workers

Second Home

Self Employed

Bridging Facilities

Guarantor

Holiday Lets

Lending In Retirement

Medical Professionals

Renovation

Self Build

Small Holdings
Financial Support and Advice

The Society is ready to help anyone who is concerned about their finances.

With the effects of the rising cost of living and increased mortgage interest rates, you may find yourself having trouble managing your financial affairs. Our aim is to help you resolve any issues as quickly as possible and we are on hand throughout to help.

Mortgage Literature / Forms

Download a copy of our Mortgage Forms & Leaflets

Meet The Mortgage Managers

Meet the mortgage managers from your local branch.

How to Apply

Swansea Building Society does not currently have an on-line facility for the submission of applications.

If you wish to apply for a mortgage with the Society, we can either complete the application form on a face to face basis or via the telephone.

To arrange an appointment, please contact your local mortgage manager today for more information.

Call Me Back

Would you like one of our front-line mortgage managers to call you back to discuss a case?

Our mortgage managers are available 9am* to 5pm, Monday to Friday and by appointment on Saturdays.

We will call you back during this time. Unfortunately, we are closed on Sundays and bank holidays.

All call backs are free of charge to both land lines and mobiles.

Request a Decision in Principle

Request a Mortgage Decision In Principle – if you would like to request a Decision In Principle on a mortgage with the Society, please contact your local mortgage manager today for more information.

Acceptable Property Types

Please note the property has to be confirmed as being acceptable for mortgage security purposes in the professional valuation report for the Society.

If you have a property type which is not detailed on this page, please contact your local mortgage manager today for more information.

Terms Explained

The Swansea Building Society sets out key mortgage terms below with a brief explanation.

Existing Mortgage Customers

For existing borrowers who would like to see whether the Society is able to offer a better interest rate on their mortgage(s) held with the Society

Homes for Ukraine

Swansea Building Society welcomes the Government’s Homes for Ukraine Sponsorship Scheme which will enable homeowners across the UK to provide accommodation in their own home to refugees fleeing the war.
About Us
About Us

About Us

News

Community Support

Recruitment

Financial

Board Committees

Board of Directors

Meet the Mortgage Managers

Ethics Policy

Diversity and Inclusion
About Us

The Swansea Building Society was founded as a mutual Building Society in 1923. The Society continues to make good progress and with the support of our members, has every reason to look forward to a prosperous future.

News

Keep up to date with the latest society and industry news

Community Support

At Swansea Building Society, we support a wide range of local charities and every year, staff nominate a staff charity and undertake a range of fund-raising activities where the Society will match fund the amounts raised.

Recruitment

The Society recognises that its staff are vital to its success. We're always looking for talented professionals with the determination to help us succeed.

From time to time, vacancies may arise in one of our branch offices (Swansea, Mumbles, Carmarthen and Cowbridge) or in one of our Head Office departments (Mortgage Underwriting, HR, Risk & Compliance, IT and Finance)

Financial

The Society's financial and AGM results can be downloaded on the right. The latest addition to our publications is the Society's Pillar 3 Disclosure Document which is a requirement of the legislative framework - Capital Requirements Directive.

The document covers such areas as capital, risk exposures and risk assessment processes. The report will be made on an annual basis and published within four months of the Society's year end accounting reference date of 31 December.

Board Committees

Terms of reference for the Board Sub Committees

Board of Directors

Meet the Board of Directors and Executive Management

Meet the Mortgage Managers

The Mortgage Sales Team

Ethics Policy

Our Ethics Policy outlines how our values and ethics shape our organisation and the way we work.

As a mutual organisation, the Society was established in 1923 to deliver a positive social impact by helping working people to save, and by pooling these savings together, to buy a home of their own. Throughout this time, we have been committed to doing the right thing for our customers, colleagues, and our wider community.

Diversity and Inclusion

At Swansea Building Society we value people from all backgrounds and recognise the importance of diversity and inclusion.

We’re better equipped to put our members first if we have a diverse workforce of talented people that’s representative of the communities we live and work in.
Contact Us

Blog Category // Growth

Announcing another year of strong growth and profits in 2025

Posted by Swansea Building Society, Mar 13, 2026

We are delighted to report another strong year in our performance, driven by continued ...

Industry leaders unite in Cardiff to address key issues impacting the property sector in 2026

Posted by Swansea Building Society, Mar 04, 2026

We are delighted to be joining forces with HCR Law, Knight Frank and MHA to host a major ...

Overjoyed to celebrate triple award win in one night

Posted by Swansea Building Society, Feb 03, 2026

Our Society enjoyed a night to remember on Friday 30th January 2026, picking up awards ...

We expand England mortgage team following continued national growth

Posted by Swansea Building Society, Jan 26, 2026

We are proud to announce further expansion of our England mortgage business, reflecting ...

£117.5 million in mortgage lending as outlook improves for borrowers.

Posted by Swansea Building Society, Jan 14, 2026

We are delighted to report a strong year for our Society’s mortgage lending, completing ...

Our Cowbridge branch celebrates £100 million savings milestone

Posted by Swansea Building Society, Dec 17, 2025

We are delighted to celebrate a significant milestone at our Cowbridge branch, which has now ...

Now is a good time to save – following the recent announcement

Posted by Swansea Building Society, Nov 19, 2025

We’re encouraging people across Wales to review their savings plans following a recent ...

Our CEO Alun Williams inspires record audience at Swansea Bay Business Club September lunch

Posted by Swansea Building Society, Oct 17, 2025

Our Chief Executive, Alun Williams, was the guest speaker at Swansea Bay Business Club’s ...

Delighted to welcome our new branch manager in Cowbridge

Posted by Swansea Building Society, Sep 29, 2025

We are delighted to announce the appointment of Christopher Rice as the new Branch ...

We renew our season partnership with Cardiff Business Club for 2025/26

Posted by Swansea Building Society, Aug 20, 2025

We are delighted to renew our commitment as a Season Partner to Cardiff Business Club for the ...

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Carmarthen Branch

13-14 Lammas Street,
Carmarthen SA31 3AQ

Tel: 01267 611950
Fax: 01267 611951

Cowbridge Branch

75 High Street,
Cowbridge CF71 7AF

Tel: 01446 506000
Fax: 01446 506001

Mumbles Branch

496 Mumbles Road,
Swansea SA3 4BX

Tel: 01792 739200
Fax: 01792 739201

Swansea Branch

1-4 Portland Street,
Swansea SA1 3DH

Tel: 01792 739100
Fax: 01792 739101

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