Savings
Savings

Range of Savings Products

Savings Product Guide

Pay into your savings account

How to withdraw monies / fraud prevention

How to apply for a savings account

Call Me Back

Savings Literature / Forms

Savings Terms

Closed Accounts

Online Registration / Log in
Range of Savings Products

The Swansea Building Society has a range of savings accounts to suit most needs. Please find below our current range of savings products. Whichever account(s) you choose, you will always be assured of a warm and friendly personal service that we are proud to offer to all our Members.

Savings Product Guide

The Swansea Building Society has a range of savings accounts to suit most needs. Please take the time to browse our savings products page to see how we can best help you. Whatever you choose, you will always be assured of a warm and friendly personal service that we are proud to offer all our Members.

Pay into your savings account

There are three ways you can make a payment into your Swansea Building Society savings account:

1 Cash – you can pay cash into your account at any of our branch offices.

2 Cheque - you can pay a cheque(s) into your account at any of our branch offices.

3 Standing order / electronic payment – you can pay into your account regularly via a standing order or via a one-off payment electronically from a UK Bank or Building Society account.

How to withdraw monies / fraud prevention

Customers must first register a maximum of one nominated bank account per customer and the bank account nominated must be in the name of the Society savings account holder(s). An up to date bank statement detailing the nominated bank account is required before the nominated bank account can be registered to receive payments.

How to apply for a savings account

The Swansea Building Society has a range of savings accounts to suit most needs. Please take the time to browse our savings products pages to see how best we can help you. Whatever you choose, you will always be assured of a warm and friendly personal service that we are proud to offer all our Members that you might not get with bigger financial organisations.

Call Me Back

Would you like one of our branch staff to call you back? Our staff are available 9am* to 4.45pm, Monday to Friday (excluding bank holidays). We will call you back during this time. Unfortunately, we are closed on weekends at present.

All call backs are free of charge to both land lines and mobiles.

Savings Literature / Forms

You can download any of our application forms or related documentation here. If you need any help with completing one please give us a ring on 01792 739100 where one of our team will be happy to help you.

Savings Terms

The Swansea Building Society sets out key savings terms below with a brief explanation.

Closed Accounts

Please note these accounts are no longer available for new account applications.

Online Registration / Log in

The online service allows you to view your Society savings (personal only) and mortgage account balances, to transfer between SBS savings accounts and allows you to withdraw monies from your Society savings account(s) to a nominated bank account which must be in your name / joint names (subject to terms and conditions).
Mortgages
Mortgages

Mortgage Rates

Range of Mortgage Types

Financial Support and Advice

Mortgage Literature / Forms

How to Apply

Call Me Back

Request a Decision in Principle

Acceptable Property Types

Terms Explained

Existing Mortgage Customers

Homes for Ukraine
Mortgage Rates

Your local mortgage lender offering a personal, tailored and flexible mortgage service specialising in:

Holiday let mortgages

Mortgages for self-employed

Self-build mortgages

Mortgages to purchase a second home

Mortgages for small holdings with acreage

Buy to let mortgages

House purchase at auction

Mortgages for High Net Worth Customers

Lending Into Retirement

Lending In Retirement

Professionals/public service employees
Range of Mortgage Types

The Swansea Building Society has a comprehensive range of mortgage products to suit most needs.

Additional Borrowing

Buy to Let / Consumer Buy to Let

High Income

Interest Only

Lending Into Retirement

Professionals/Key Workers

Second Home

Self Employed

Bridging Facilities

Guarantor

Holiday Lets

Lending In Retirement

Medical Professionals

Renovation

Self Build

Small Holdings
Financial Support and Advice

The Society is ready to help anyone who is concerned about their finances.

With the effects of the rising cost of living and increased mortgage interest rates, you may find yourself having trouble managing your financial affairs. Our aim is to help you resolve any issues as quickly as possible and we are on hand throughout to help.

Mortgage Literature / Forms

Download a copy of our Mortgage Forms & Leaflets

How to Apply

Swansea Building Society does not currently have an on-line facility for the submission of applications.

If you wish to apply for a mortgage with the Society, we can either complete the application form on a face to face basis or via the telephone.

To arrange an appointment, please contact your local mortgage manager today for more information.

Call Me Back

Would you like one of our front-line mortgage managers to call you back to discuss a case?

Our mortgage managers are available 9am* to 5pm, Monday to Friday and by appointment on Saturdays.

We will call you back during this time. Unfortunately, we are closed on Sundays and bank holidays.

All call backs are free of charge to both land lines and mobiles.

Request a Decision in Principle

Request a Mortgage Decision In Principle – if you would like to request a Decision In Principle on a mortgage with the Society, please contact your local mortgage manager today for more information.

Acceptable Property Types

Please note the property has to be confirmed as being acceptable for mortgage security purposes in the professional valuation report for the Society.

If you have a property type which is not detailed on this page, please contact your local mortgage manager today for more information.

Terms Explained

The Swansea Building Society sets out key mortgage terms below with a brief explanation.

Existing Mortgage Customers

For existing borrowers who would like to see whether the Society is able to offer a better interest rate on their mortgage(s) held with the Society

Homes for Ukraine

Swansea Building Society welcomes the Government’s Homes for Ukraine Sponsorship Scheme which will enable homeowners across the UK to provide accommodation in their own home to refugees fleeing the war.
About Us
About Us

About Us

News

Community Support

Recruitment

Financial

Board Committees

Board of Directors

Meet the Mortgage Managers

Ethics Policy

Diversity and Inclusion
About Us

The Swansea Building Society was founded as a mutual Building Society in 1923. The Society continues to make good progress and with the support of our members, has every reason to look forward to a prosperous future.

News

Keep up to date with the latest society and industry news

Community Support

At Swansea Building Society, we support a wide range of local charities and every year, staff nominate a staff charity and undertake a range of fund-raising activities where the Society will match fund the amounts raised.

Recruitment

The Society recognises that its staff are vital to its success. We're always looking for talented professionals with the determination to help us succeed.

From time to time, vacancies may arise in one of our branch offices (Swansea, Mumbles, Carmarthen and Cowbridge) or in one of our Head Office departments (Mortgage Underwriting, HR, Risk & Compliance, IT and Finance)

Financial

The Society's financial and AGM results can be downloaded on the right. The latest addition to our publications is the Society's Pillar 3 Disclosure Document which is a requirement of the legislative framework - Capital Requirements Directive.

The document covers such areas as capital, risk exposures and risk assessment processes. The report will be made on an annual basis and published within four months of the Society's year end accounting reference date of 31 December.

Board Committees

Terms of reference for the Board Sub Committees

Board of Directors

Meet the Board of Directors and Executive Management

Meet the Mortgage Managers

The Mortgage Sales Team

Ethics Policy

Our Ethics Policy outlines how our values and ethics shape our organisation and the way we work.

As a mutual organisation, the Society was established in 1923 to deliver a positive social impact by helping working people to save, and by pooling these savings together, to buy a home of their own. Throughout this time, we have been committed to doing the right thing for our customers, colleagues, and our wider community.

Diversity and Inclusion

At Swansea Building Society we value people from all backgrounds and recognise the importance of diversity and inclusion.

We’re better equipped to put our members first if we have a diverse workforce of talented people that’s representative of the communities we live and work in.
Contact Us

Savings
Savings

Range of Savings Products

Savings Product Guide

Pay into your savings account

How to withdraw monies / fraud prevention

How to apply for a savings account

Call Me Back

Savings Literature / Forms

Savings Terms

Closed Accounts

Online Registration / Log in
Range of Savings Products

The Swansea Building Society has a range of savings accounts to suit most needs. Please find below our current range of savings products. Whichever account(s) you choose, you will always be assured of a warm and friendly personal service that we are proud to offer to all our Members.

Savings Product Guide

The Swansea Building Society has a range of savings accounts to suit most needs. Please take the time to browse our savings products page to see how we can best help you. Whatever you choose, you will always be assured of a warm and friendly personal service that we are proud to offer all our Members.

Pay into your savings account

There are three ways you can make a payment into your Swansea Building Society savings account:

1 Cash – you can pay cash into your account at any of our branch offices.

2 Cheque - you can pay a cheque(s) into your account at any of our branch offices.

3 Standing order / electronic payment – you can pay into your account regularly via a standing order or via a one-off payment electronically from a UK Bank or Building Society account.

How to withdraw monies / fraud prevention

Customers must first register a maximum of one nominated bank account per customer and the bank account nominated must be in the name of the Society savings account holder(s). An up to date bank statement detailing the nominated bank account is required before the nominated bank account can be registered to receive payments.

How to apply for a savings account

The Swansea Building Society has a range of savings accounts to suit most needs. Please take the time to browse our savings products pages to see how best we can help you. Whatever you choose, you will always be assured of a warm and friendly personal service that we are proud to offer all our Members that you might not get with bigger financial organisations.

Call Me Back

Would you like one of our branch staff to call you back? Our staff are available 9am* to 4.45pm, Monday to Friday (excluding bank holidays). We will call you back during this time. Unfortunately, we are closed on weekends at present.

All call backs are free of charge to both land lines and mobiles.

Savings Literature / Forms

You can download any of our application forms or related documentation here. If you need any help with completing one please give us a ring on 01792 739100 where one of our team will be happy to help you.

Savings Terms

The Swansea Building Society sets out key savings terms below with a brief explanation.

Closed Accounts

Please note these accounts are no longer available for new account applications.

Online Registration / Log in

The online service allows you to view your Society savings (personal only) and mortgage account balances, to transfer between SBS savings accounts and allows you to withdraw monies from your Society savings account(s) to a nominated bank account which must be in your name / joint names (subject to terms and conditions).
Mortgages
Mortgages

Mortgage Rates

Range of Mortgage Types

Financial Support and Advice

Mortgage Literature / Forms

How to Apply

Call Me Back

Request a Decision in Principle

Acceptable Property Types

Terms Explained

Existing Mortgage Customers

Homes for Ukraine
Mortgage Rates

Your local mortgage lender offering a personal, tailored and flexible mortgage service specialising in:

Holiday let mortgages

Mortgages for self-employed

Self-build mortgages

Mortgages to purchase a second home

Mortgages for small holdings with acreage

Buy to let mortgages

House purchase at auction

Mortgages for High Net Worth Customers

Lending Into Retirement

Lending In Retirement

Professionals/public service employees
Range of Mortgage Types

The Swansea Building Society has a comprehensive range of mortgage products to suit most needs.

Additional Borrowing

Buy to Let / Consumer Buy to Let

High Income

Interest Only

Lending Into Retirement

Professionals/Key Workers

Second Home

Self Employed

Bridging Facilities

Guarantor

Holiday Lets

Lending In Retirement

Medical Professionals

Renovation

Self Build

Small Holdings
Financial Support and Advice

The Society is ready to help anyone who is concerned about their finances.

With the effects of the rising cost of living and increased mortgage interest rates, you may find yourself having trouble managing your financial affairs. Our aim is to help you resolve any issues as quickly as possible and we are on hand throughout to help.

Mortgage Literature / Forms

Download a copy of our Mortgage Forms & Leaflets

How to Apply

Swansea Building Society does not currently have an on-line facility for the submission of applications.

If you wish to apply for a mortgage with the Society, we can either complete the application form on a face to face basis or via the telephone.

To arrange an appointment, please contact your local mortgage manager today for more information.

Call Me Back

Would you like one of our front-line mortgage managers to call you back to discuss a case?

Our mortgage managers are available 9am* to 5pm, Monday to Friday and by appointment on Saturdays.

We will call you back during this time. Unfortunately, we are closed on Sundays and bank holidays.

All call backs are free of charge to both land lines and mobiles.

Request a Decision in Principle

Request a Mortgage Decision In Principle – if you would like to request a Decision In Principle on a mortgage with the Society, please contact your local mortgage manager today for more information.

Acceptable Property Types

Please note the property has to be confirmed as being acceptable for mortgage security purposes in the professional valuation report for the Society.

If you have a property type which is not detailed on this page, please contact your local mortgage manager today for more information.

Terms Explained

The Swansea Building Society sets out key mortgage terms below with a brief explanation.

Existing Mortgage Customers

For existing borrowers who would like to see whether the Society is able to offer a better interest rate on their mortgage(s) held with the Society

Homes for Ukraine

Swansea Building Society welcomes the Government’s Homes for Ukraine Sponsorship Scheme which will enable homeowners across the UK to provide accommodation in their own home to refugees fleeing the war.
About Us
About Us

About Us

News

Community Support

Recruitment

Financial

Board Committees

Board of Directors

Meet the Mortgage Managers

Ethics Policy

Diversity and Inclusion
About Us

The Swansea Building Society was founded as a mutual Building Society in 1923. The Society continues to make good progress and with the support of our members, has every reason to look forward to a prosperous future.

News

Keep up to date with the latest society and industry news

Community Support

At Swansea Building Society, we support a wide range of local charities and every year, staff nominate a staff charity and undertake a range of fund-raising activities where the Society will match fund the amounts raised.

Recruitment

The Society recognises that its staff are vital to its success. We're always looking for talented professionals with the determination to help us succeed.

From time to time, vacancies may arise in one of our branch offices (Swansea, Mumbles, Carmarthen and Cowbridge) or in one of our Head Office departments (Mortgage Underwriting, HR, Risk & Compliance, IT and Finance)

Financial

The Society's financial and AGM results can be downloaded on the right. The latest addition to our publications is the Society's Pillar 3 Disclosure Document which is a requirement of the legislative framework - Capital Requirements Directive.

The document covers such areas as capital, risk exposures and risk assessment processes. The report will be made on an annual basis and published within four months of the Society's year end accounting reference date of 31 December.

Board Committees

Terms of reference for the Board Sub Committees

Board of Directors

Meet the Board of Directors and Executive Management

Meet the Mortgage Managers

The Mortgage Sales Team

Ethics Policy

Our Ethics Policy outlines how our values and ethics shape our organisation and the way we work.

As a mutual organisation, the Society was established in 1923 to deliver a positive social impact by helping working people to save, and by pooling these savings together, to buy a home of their own. Throughout this time, we have been committed to doing the right thing for our customers, colleagues, and our wider community.

Diversity and Inclusion

At Swansea Building Society we value people from all backgrounds and recognise the importance of diversity and inclusion.

We’re better equipped to put our members first if we have a diverse workforce of talented people that’s representative of the communities we live and work in.
Contact Us

Blog Category // Savings

Start your savings resolution early with the benefit of our new interest rates

Posted by Swansea Building Society, Dec 01, 2023

As we usher in the festive season, we are delighted to announce an early gift for our ...

We raise interest rates on savings for second time this year

Posted by Swansea Building Society, Mar 01, 2022

We are increasing the interest rates payable on all our savings accounts, for the second time in just two months. This ...

If only there were more savings organisations as customer focused as Swansea Building Society

Posted by Swansea Building Society, Jan 09, 2022

So says the Mail on Sunday’s Give Savers A Rate Rise ...

Increased interest rate on savings

Posted by Swansea Building Society, Dec 21, 2021

We are increasing the interest rate payable on all Society savings accounts, with the change coming into effect on ...

Technological investment enhances Society customer service in pandemic

Posted by Swansea Building Society, Mar 29, 2021

The investment the Society has made into new technology and adaptations to our front-line services, over the last twelve ...

SBS interest rate change following B of E Base Rate changes

Posted by Swansea Building Society, Apr 07, 2020

The Board of the Society have recently met to agree its response to the recent Bank of England Base Rate changes. ...

Carmarthen Branch

13-14 Lammas Street,
Carmarthen SA31 3AQ

Tel: 01267 611950
Fax: 01267 611951

Cowbridge Branch

75 High Street,
Cowbridge CF71 7AF

Tel: 01446 506000
Fax: 01446 506001

Mumbles Branch

496 Mumbles Road,
Swansea SA3 4BX

Tel: 01792 739200
Fax: 01792 739201

Swansea Branch

1-4 Portland Street,
Swansea SA1 3DH

Tel: 01792 739100
Fax: 01792 739101

© 2021 Swansea Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register Number: 206066 | terms and conditions | privacy

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UK Finance

Prudential Regulation Authority

FCA

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