Your local mortgage lender offering a personal, tailored and flexible mortgage service specialising in:
(click on the mortgage product name for more information)
Purchase / Remortgage |
Type |
Maximum Loan to Value of Property (LTV) |
Variable Interest Rate |
The overall cost for comparison is* |
APRC based on a loan value of: |
Residential Mortgage 50 (Resi50) |
1.90% discount off Standard Variable Rate (SVR) for term of loan |
50% |
5.70% |
5.80% APRC |
£180,000 |
Residential Mortgage 50 Fee Assist (Resi50FA) |
1.55% discount off Standard Variable Rate (SVR) for term of loan |
50% |
6.05% |
6.10% APRC |
£180,000 |
Residential Mortgage 60 (Resi60) |
1.65% discount off Standard Variable Rate (SVR) for term of loan |
60% |
5.95% |
6.10% APRC |
£200,000 |
Residential Mortgage 60 Fee Assist (Resi60FA) |
1.30% discount off Standard Variable Rate (SVR) for term of loan |
60% |
6.30% |
6.30% APRC |
£200,000 |
Residential Mortgage 80 (Resi80) |
1.05% discount off Standard Variable Rate (SVR) for term of loan |
80% |
6.55% |
6.70% APRC |
£190,000 |
Residential Mortgage 80 Fee Assist (Resi80FA) |
0.70% discount off Standard Variable Rate (SVR) for term of loan |
80% |
6.90% |
7.00% APRC |
£190,000 |
Green Mortgage (GREEN80) |
1.90% discount off Standard Variable Rate (SVR) for term of loan |
80% |
5.70% |
5.80% APRC |
£190,000 |
Green Mortgage Fee Assist (GREEN80FA) |
1.55% discount off Standard Variable Rate (SVR) for term of loan |
80% |
6.05% |
6.10% APRC |
£190,000 |
Professional Mortgage (PROF22) |
1.65% discount off Standard Variable Rate (SVR) for term of loan |
80% |
5.95% |
6.10% APRC |
£230,000 |
Professional Mortgage Fee Assist (PROF22FA) |
1.30% discount off Standard Variable Rate (SVR) for term of loan |
80% |
6.30% |
6.30% APRC |
£230,000 |
Lending in Retirement Mortgage (LIR22) |
1.65% discount off Standard Variable Rate (SVR) for term of loan |
60% |
5.95% |
6.10% APRC |
£120,000 |
Lending in Retirement Mortgage Fee Assist (LIR22FA) |
1.30% discount off Standard Variable Rate (SVR) for term of loan |
60% |
6.30% |
6.40% APRC |
£120,000 |
Medical Professional Mortgage (MedPro) |
1.90% discount off Standard Variable Rate (SVR) for term of loan |
80% |
5.70% |
5.80% APRC |
£300,000 |
Medical Professional Mortgage Fee Assist (MedProFA) |
1.55% discount off Standard Variable Rate (SVR) for term of loan |
80% |
6.05% |
6.10% APRC |
£300,000 |
High Income 150 Mortgage (HNW150) |
1.90% discount off Standard Variable Rate (SVR) for term of loan |
80% |
5.70% |
5.80% APRC |
£480,000 |
High Income 150 Mortgage Fee Assist (HNW150FA) |
1.55% discount off Standard Variable Rate (SVR) for term of loan |
80% |
6.05% |
6.10% APRC |
£480,000 |
High Income 100 Mortgage (HNW100) |
1.65% discount off Standard Variable Rate (SVR) for term of loan |
80% |
5.95% |
6.10% APRC |
£350,000 |
High Income 100 Mortgage Fee Assist (HNW100FA) |
1.30% discount off Standard Variable Rate (SVR) for term of loan |
80% |
6.30% |
6.30% APRC |
£350,000 |
Self Build Mortgage (SB2SVR) |
Standard Variable Rate (SVR) for months 1-24 and from month 25, 1.05% discount off Standard variable Rate (SVR) for remainder of term of loan |
70% |
7.60% month 1-24 6.55% month 25 on |
7.70% |
£200,000 |
Renovation Mortgage (REN2SVR) |
Standard Variable Rate (SVR) for months 1-24 and from month 25, 1.05% discount off Standard variable Rate(SVR) for remainder of term of loan |
70% |
7.60% month 1-24 6.55% month 25 on |
7.70% |
£190,000 |
Standard Variable Rate 80 (SVR80) |
Standard Variable Rate (SVR) for term of loan |
80% |
7.60% |
7.80% APRC |
£180,000 |
(click on the mortgage product name for more information)
Purchase / Remortgage |
Type |
Maximum Loan to Value of Property (LTV) |
Variable Interest Rate |
The overall cost for comparison is* |
APRC based on a loan value of: |
Buy to Let 60 (BTL60) |
0.55% over SBS Variable Base Rate (currently 6.00%) with a minimum SBS Base Rate of 3.00% | 60% | 6.55% | 6.80% APRC | £190,000 |
Consumer Buy to Let 60 (CBTL60) |
0.55% over SBS Variable Base Rate (currently 6.00%) with a minimum SBS Base Rate of 3.00% | 60% | 6.55% | 6.80% APRC | £190,000 |
Buy to Let 75 (BTL75) |
0.95% over SBS Variable Base Rate (currently 6.00%) with a minimum SBS Base Rate of 3.00% | 75% | 6.95% | 7.20% APRC | £155,000 |
Consumer Buy to Let 75 (CBTL75) |
0.95% over SBS Variable Base Rate (currently 6.00%) with a minimum SBS Base Rate of 3.00% | 75% | 6.95% | 7.20% APRC | £155,000 |
Holiday Let 60 (HOL60) |
0.55% over SBS Variable Base Rate (currently 6.00%) with a minimum SBS Base Rate of 3.00% | 60% | 6.55% | 6.70% APRC | £250,000 |
Holiday Let 75 (HOL75) |
0.95% over SBS Variable Base Rate (currently 6.00%) with a minimum SBS Base Rate of 3.00% | 75% | 6.95% | 7.10% APRC | £300,000 |
Limited Company Buy to Let 70 Mortgage(LBTL70) |
0.95% over SBS Variable Base Rate (currently 6.00%) with a minimum SBS Base Rate of 3.00% | 70% | 6.95% | 7.20% APRC | £155,000 |
Limited Company Holiday Let 70 Mortgage (LHOL70) |
0.95% over SBS Variable Base Rate (currently 6.00%) with a minimum SBS Base Rate of 3.00% | 70% | 6.95% | 7.20% APRC | £155,000 |
* The overall cost of comparison is based on a 25 year repayment mortgage
** The overall cost of comparison is based on a 25 year interest only mortgage
Residential Mortgage 80
Based on a loan of £190,000 for 25 years, on a discounted variable rate of 6.55% for the term of the mortgage the total amount payable would be £389,230.29 made up of the loan amount plus interest repayable by 1 monthly instalment of £1,323.13 followed by 299 monthly instalments of £1,288.84.
Charges included in the total cost of the loan are:
The overall cost for Comparison is 6.70% APRC representative
Carmarthen Branch
13-14 Lammas Street,
Carmarthen SA31 3AQ
Tel: 01267 611950
Fax: 01267 611951
Cowbridge Branch
75 High Street,
Cowbridge CF71 7AF
Tel: 01446 506000
Fax: 01446 506001
Mumbles Branch
496 Mumbles Road,
Swansea SA3 4BX
Tel: 01792 739200
Fax: 01792 739201
Swansea Branch
1-4 Portland Street,
Swansea SA1 3DH
Tel: 01792 739100
Fax: 01792 739101
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