Please click here for our Intermediary Mortgage Product Guide
Purchase / Remortgage |
Type |
Maximum Loan to Value of Property (LTV) |
Variable Interest Rate |
The overall cost for comparison is* |
APRC based on a loan value of: |
Residential Mortgage 55 (RESI5524) |
1.80% discount off Standard Variable Rate (SVR) for term of loan |
55% |
5.60% |
5.90% APRC |
£200,000 |
Residential Mortgage 80 (RESI8024) |
0.95% discount off Standard Variable Rate (SVR) for term of loan |
80% |
6.45% |
6.80% APRC |
£160,000 |
High Income Mortgage (HNW24) |
1.80% discount off Standard Variable Rate (SVR) for term of loan |
80% |
5.60% |
5.80% APRC |
£350,000 |
Medical Professional Mortgage (MEDPRO24) |
1.80% discount off Standard Variable Rate (SVR) for term of loan |
80% |
5.60% |
5.80% APRC |
£250,000 |
Professional Mortgage (PROF24) |
1.80% discount off Standard Variable Rate (SVR) for term of loan |
80% |
5.60% |
5.80% APRC |
£230,000 |
Green Mortgage (GRN24) |
1.80% discount off Standard Variable Rate (SVR) for term of loan |
80% |
5.60% |
5.90% APRC |
£150,000 |
Lending in Retirement Mortgage (LIR24) |
1.55% discount off Standard Variable Rate (SVR) for term of loan |
60% |
5.85% |
6.10% APRC |
£230,000 |
Bridging Mortgage (BRIDGE24) |
Standard Variable Rate (SVR) for term of loan |
60% |
7.40% |
9.30% APRC |
£350,000 |
Standard Variable Rate 80 (SVR8024) |
Standard Variable Rate (SVR) for term of loan |
80% |
7.40% |
7.80% APRC |
£250,000 |
Self Build Mortgage (SBSVR24) |
Standard Variable Rate (SVR) for months 1-24 and from month 25, 0.95% discount off Standard variable Rate (SVR) for remainder of term of loan |
70% |
7.40% month 1-24 6.45% month 25 on |
Overall APRC = 7.80% |
£200,000 |
Renovation Mortgage (RENSVR24) |
Standard Variable Rate (SVR) for months 1-24 and from month 25, 0.95% discount off Standard variable Rate(SVR) for remainder of term of loan |
70% |
7.40% month 1-24 6.45% month 25 on |
Overall APRC = 7.80% |
£190,000 |
Purchase / Remortgage |
Type |
Maximum Loan to Value of Property (LTV) |
Variable Interest Rate |
The overall cost for comparison is* |
APRC based on a loan value of: |
Green BTL (GRNBTL24) | 0.30% over SBS Variable Base Rate (currently 5.80%) with a minimum SBS Base Rate of 3.00% | 75% | 6.10% | 6.50% APRC | £190,000 |
Buy to Let 60 (BTL60) |
0.55% over SBS Variable Base Rate (currently 5.80%) with a minimum SBS Base Rate of 3.00% | 60% | 6.35% | 6.80% APRC | £190,000 |
Buy to Let 75 (BTL75) |
0.95% over SBS Variable Base Rate (currently 5.80%) with a minimum SBS Base Rate of 3.00% | 75% | 6.75% | 7.20% APRC | £120,000 |
Consumer BTL (CBTL24) |
1.05% over SBS Variable Base Rate (currently 5.80%) with a minimum SBS Base Rate of 3.00% | 75% | 6.85% | 7.20% APRC | £190,000 |
0.55% over SBS Variable Base Rate (currently 5.80%) with a minimum SBS Base Rate of 3.00% | 60% | 6.35% | 6.80% APRC | £155,000 | |
0.95% over SBS Variable Base Rate (currently 5.80%) with a minimum SBS Base Rate of 3.00% | 75% | 6.75% | 7.20% APRC | £155,000 | |
Holiday Let 60 (HOL60) |
0.55% over SBS Variable Base Rate (currently 5.80%) with a minimum SBS Base Rate of 3.00% | 60% | 6.35% | 6.70% APRC | £350,000 |
Holiday Let 75 (HOL75) |
0.95% over SBS Variable Base Rate (currently 5.80%) with a minimum SBS Base Rate of 3.00% | 75% | 6.75% | 7.20% APRC | £250,000 |
Limited Company Holiday Let Mortgage (LHOL60) |
0.55% over SBS Variable Base Rate (currently 5.80%) with a minimum SBS Base Rate of 3.00% | 60% | 6.35% | 6.70% APRC | £350,000 |
Limited Company Holiday Let Mortgage (LHOL70) |
0.95% over SBS Variable Base Rate (currently 5.80%) with a minimum SBS Base Rate of 3.00% | 75% | 6.75% | 7.20% APRC | £350,000 |
* The overall cost of comparison is based on a 25 year repayment mortgage
** The overall cost of comparison is based on a 25 year interest only mortgage
If you have a client who is an existing Borrower and requires an additional loan for home improvements or for a variety of other purposes, we will give you a prompt decision and provide you with a fast flexible service. (Please note proc fees are only paid on the additional amount borrowed).
All our products can be used for additional borrowing subject to criteria and underwriting.
Please contact your local mortgage manager today for more information.
Alternatively, please complete the call me back page and one of our mortgage managers will contact you.
Carmarthen Branch
13-14 Lammas Street,
Carmarthen SA31 3AQ
Tel: 01267 611950
Fax: 01267 611951
Cowbridge Branch
75 High Street,
Cowbridge CF71 7AF
Tel: 01446 506000
Fax: 01446 506001
Mumbles Branch
496 Mumbles Road,
Swansea SA3 4BX
Tel: 01792 739200
Fax: 01792 739201
Swansea Branch
1-4 Portland Street,
Swansea SA1 3DH
Tel: 01792 739100
Fax: 01792 739101
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