Mortgages for Small Holdings with or without land

We have years of experience of lending to customers who wish to live and work in the countryside. We understand why your clients live in the countryside and why they want to.

Mortgage Types

Whatever property is owned or might be searching for, the Swansea Building Society can help fund it. From a Country Manor House, a rural property with land and buildings, a smallholding right through to a house with an occupancy restriction i.e. Agricultural Tie or Equestrian Tie, we can help your clients get to wherever they want to be in the Countryside

We’ve helped many owners. These are just some areas where we can help:

  • Purchase a new or alternative property with land and or buildings
  • Re-mortgage or consolidate debt
  • Build a new house
  • Create an ecologically sustainable holding
  • Develop and mobilise redundant buildings for sale or alternative use
  • Create a new enterprise or venture
  • Purchase additional land

Our mortgages are designed around anyone looking to buy a small holding (which has land of up to 100 acres but must not be a full working farm, and we will look at cases where the occupiers keep animals as a hobby so to speak).  We are happy if there is a business run from the property, but the mortgage charged will be at residential rates.  For example, equestrian centre, kennels, cattery etc.  

Furthermore, multiple properties can be on same title and Agricultural ties are accepted. 

Local Mortgage Manager

Please contact your local mortgage manager today for more information.

Alternatively, please complete the call me back page and one of our mortgage managers will contact you.

Find Your Manager

Carmarthen Branch

13-14 Lammas Street,
Carmarthen SA31 3AQ

Tel: 01267 611950
Fax: 01267 611951

Cowbridge Branch

75 High Street,
Cowbridge CF71 7AF

Tel: 01446 506000
Fax: 01446 506001

Mumbles Branch

496 Mumbles Road,
Swansea SA3 4BX

Tel: 01792 739200
Fax: 01792 739201

Swansea Branch

1-4 Portland Street,
Swansea SA1 3DH

Tel: 01792 739100
Fax: 01792 739101

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