Hey there! If you're 17 or younger and fit the rules for a Junior Cash ISA, this account's for you! Just a heads-up: you can't dip into the money until you turn 18 (unless there are special reasons). Want all the nitty-gritty details? There are some official rules from 1998 about Junior ISAs you can check out. And remember, you can only get one of our Savings products if you live in Wales or if you're already with us and live in the UK.
Pave the Way for Tomorrow, Today!
In today’s uncertain world, investing in your child's future has never been more critical. At Swansea Building Society, we understand your desire to give your little ones the best possible start in life. Enter the Junior ISA Savings Account – a safe, flexible, and tax-efficient way to ensure your child's financial future shines bright.
Whether your child aspires to attend university, purchase their first home, or even embark on a globe-trotting adventure, the Junior ISA is more than just a savings account. It's a commitment to their dreams. Every pound saved today is a step closer to their aspirations, ensuring they have the financial freedom to chase their passions.
The Junior ISA is designed for children from birth to age 17 . It’s an excellent choice for parents, grandparents, or guardians who aim to instil the value of savings early on. The funds remain locked until the child turns 18, ensuring the savings are used at a pivotal time in their life.
At Swansea Building Society, we're more than just a financial institution. We're a community. Since our establishment, we have focused on creating bespoke savings and mortgage products that cater to our members' unique needs. Our dedication to maintaining mutual values means we work for the benefit of our members, not external shareholders. When you invest with us, you're joining a legacy of trust and security.
Taking that first step towards securing your child's future is easy:
Your child's future starts with a single decision. Choose the Junior ISA Savings Account from Swansea Building Society and let's build tomorrow, together.
Account Name | Junior ISA | ||
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Can Swansea Building Society change the interest rate? |
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How do I open and manage my account? | To open an account, the child must be resident in Wales. The person applying for a JISA must be aged 16 or more, and is one of the following:
The minimum investment is £1. The maximum investment is determined by ISA regulations in force at the time. The maximum balance that can be held across all accounts held with the Society is £1m*, or £500k where the customer first opened an account with the Society on or after 01.03.23. *Please note that where an existing customer(s) who opened an account on or before 28.02.23 has an aggregate savings balance in excess of £500k, they will not be allowed to deposit further monies where their combined balances are in excess of these amounts. The account will terminate as a JISA on:
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Additional Information |
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The information provided is a summary of the key features of the savings account and is not intended to be a substitute for reading the Terms and Conditions that apply to the account.
Hard copy - If you would prefer to print off or save the information on this page you can download a PDF here.
Need help - If you would like to speak to one of our friendly team about opening an account and / or to answer any questions you may have, please click here to request a call back or go to our ‘Contact Us’ page for details of how to contact your local branch.
You can download any of our application forms or related documentation here. If you need any assistance, please contact your local branch where one of our team will be happy to help you. For details of how to contact your local branch, please see our ‘Contact Us’ page.
Carmarthen Branch
13-14 Lammas Street,
Carmarthen SA31 3AQ
Tel: 01267 611950
Fax: 01267 611951
Cowbridge Branch
75 High Street,
Cowbridge CF71 7AF
Tel: 01446 506000
Fax: 01446 506001
Mumbles Branch
496 Mumbles Road,
Swansea SA3 4BX
Tel: 01792 739200
Fax: 01792 739201
Swansea Branch
1-4 Portland Street,
Swansea SA1 3DH
Tel: 01792 739100
Fax: 01792 739101
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