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Online, mobile app, or in branch

Available Online Savings Products

(click on the savings account product name for more information)

Account Name

Minimum Account Opening Balance

Minimum Account Operating Balance

Interest Rate from October 1st 2025

Instant Access Saver £1 £1 3.05%
90 Day Notice £1 £1 GROSS = 3.55%
AER = 3.61%

 

*** GROSS - The Gross rate is the contractual rate of interest before the deduction of income tax.
​*** AER - Stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.

The maximum balance that can be held across all accounts held with the Society is £1.5m*, or £500k where the customer first opened an account with the Society on or after 01.03.23.  *Please note that where an existing customer(s) who opened an account on or before 28.02.23 has an aggregate savings balance in excess of £500k, they will not be allowed to deposit further monies where their combined balances are in excess of these amounts. 

Our Savings products are only available to new applicants residing in Wales or existing members (living in the United Kingdom).

If your account name is not shown above, the interest rate that applies will be the same as the Instant Access Saver Account.