If you would like to discuss how the Society is the ‘go to’ lender for mortgages for those who are self-employed and how we can assist those who are self-employed with their mortgage needs, please contact us and your local mortgage manager will be able to talk through the case with you.
Maybe you're self-employed but discovering that nobody understands your income. Obtaining a mortgage when you’re self-employed doesn't need to be challenging.
If you are self-employed, you may feel a little apprehensive about applying for a mortgage. Don't be concerned, it's possible to work for yourself and get a mortgage for a new or existing property. You might simply need to provide a little more information to demonstrate that you can keep up to date with your monthly repayments.
We appreciate that not everyone’s finances are straight forward. So regardless of whether you run a limited company, are a partner in a partnership or are a sole trader, Swansea Building Society will look at the overall picture.
Our team of experts evaluate each mortgage application on its individual merits and use a common-sense approach to understand everyone's different circumstances.
We work with business owners and entrepreneurs of all types and sizes to make getting a mortgage effortless.
If you're a business owner, or you work for yourself, then you may very well be self-employed.
You are most likely to be self-employed if you're:
It's important to understand that there isn't actually a special ‘self-employed mortgage’ product. You will in fact be applying for the exact same mortgage as anybody else.
The main difference is that the Society will require additional, more specific documentation to.
However, the society needs to obtain certain other documents to allow us to be assured that you can afford to borrow the money you require to buy a property.
As with any mortgage application, you’ll need to provide some documents
Here is an outline of the documents required, however due to every scenario being unique, further documentation maybe sought. we might need to ask you for other documents.