We are proud to announce further expansion of our England mortgage business, reflecting sustained growth in mortgage lending across the Society and increasing demand from intermediary partners outside Wales.
During 2025, our Society completed £45.5 million in gross mortgage lending in England, representing 38.7% of total gross lending for the year. As of 31 December 2025, the value of the Society’s mortgage book outside Wales stood at £208.2 million, accounting for 36.0% of total mortgage balances.
This follows a strong overall performance in 2025, during which we exceeded £117.5 million in gross mortgage lending, with excellent results delivered by our Swansea and Mumbles branches. Alongside this, mortgage activity in England continued to grow strongly, highlighting the success of our relationship-led approach to lending across both direct and intermediary channels.
To support this continued growth and maintain high service standards for broker partners, we have strengthened our England team with the appointments of Eleanor Powell and Bethanie Evans as additional Managers’ Assistants. They join Martin Lewis, who leads the our England mortgage business, along with Jennet James (BDM), Lisa Lunness (MA), and Alex Hemingway (MA), providing enhanced day-to-day support to mortgage intermediaries and helping to ensure timely, personal service as volumes increase.
Martin Lewis, our Business Development Manager / Area Manager (England), said:
“The growth we’ve seen across our England mortgage business is a direct result of the strong relationships we’ve built with intermediaries and the consistency of our approach to lending. The appointments of Eleanor and Bethanie will allow us to further enhance the support we provide to brokers, ensuring they continue to have direct access to experienced people who understand their needs and those of their clients.”
Looking ahead, we plan further investment in our England proposition. Based on the actual volumes of new gross mortgage business written during the half year to 30 June 2026, our Society is aiming to appoint an additional Business Development Manager before the end of the year, further strengthening our intermediary support across England.
Alun Williams, our Chief Executive, added:
“Our continued growth in England sits alongside the strong performance we’ve delivered across our branch network in Wales and demonstrates the appeal of our relationship-based approach to mortgage lending. By investing in our people and expanding our England team, we are ensuring that brokers and their customers continue to benefit from local decision-making, personal service and a common-sense approach to lending as demand for mortgages continues to evolve.”
As a mutual building society, we remain focused on sustainable growth, supporting our members and intermediary partners through long-term relationships, accessible expertise and a commitment to delivering personal service across both Wales and England.