Short term lending – an alternative to bridging

We can assist where a customer wishes to downsize (or upsize) without selling their current home first. Swansea Building Society mortgage products can be used for short term lending. It is ideal for those customers who have identified a property but for whatever reasons they are not going to be able to sell their current house first.  It is cheaper than bridging and we can lend 100% of the purchase price, subject to a maximum LTV of 80% across both properties.  

As the loan is serviced and not roll up interest, we will need to undertake an assessment of affordability and the short term lending can be on interest only if the repayment strategy is ‘sale of property’. 


Local Mortgage Manager

Please contact your local mortgage manager today for more information.

Alternatively, please complete the call me back page and one of our mortgage managers will contact you.