Website Terms and Conditions

Thank you for visiting the Swansea Building Society website. These Terms apply to the entire contents of the Website and to any correspondence by e-mail between the Society and you. Please read these Terms carefully. By accessing any part of the Society’s Website you are deemed to have accepted the Privacy Policy and the Terms and Conditions. If you do not accept these Terms and the Privacy Policy you must leave the Website immediately.

Regulatory Information
The Society is a member of the Building Societies Association and we subscribe to the Banking Code. Our registered address is 11/12 Cradock Street, Swansea, Glamorgan SA1 3EW. The Society is authorised and   regulated by the Financial Services Authority and our FSA registration number is 206066. We belong to the Financial Ombudsman Service, details of the scheme are available on request.

Each of the products and services shown are only available to United Kingdom residents and shall be governed by English law.

Intellectual Property Rights
Unless otherwise stated, the copyright and other intellectual property rights in all material on the Website are owned by the Society or its licensors. Any use of extracts from the Website other than in accordance with these Terms for any purpose is prohibited.

The materials and information displayed on this Website are solely for your personal use and you may only download, print, copy or reproduce any material for a non-commercial use and on the following basis:

  • no documents or related graphics on this Website are modified in any way; and
  • no graphics on this Website are used separately from accompanying text;

The images, logos, names and trading marks used on this Website to identify the Society, our products and services are our proprietary marks whether registered or unregistered. You may only use these marks and logos with our written permission.

Any rights not expressly granted in these Terms are reserved.

Any hyperlinks displayed on the Website are for your convenience only. If you choose to follow any hyperlink you will be leaving the Website. The Society do not control or endorse the content of any other website and we do not accept any liability arising from your use of any hyperlinks.

Cookies in use on
This type of cookie is not persisted on your computer and no personally identifiable information is stored.

Personal Information
If you apply for an account with the Society or contact us through the Website you will provide us with personal information about you. You authorise the Society to use, store and process any information that you provide to the Society, including your name, address and e-mail address, as far as is reasonably necessary for us to provide our services.

If you provide details of a spouse or partner, you are also declaring that you are entitled to disclose information about your joint applicant and/or anyone else referred to by you as being your associate. You authorise the Society to search, link and/or record information at credit reference agencies about you and/or anyone else referred to by you.

The Society agrees to treat your personal information as confidential, and to take reasonable steps to ensure that it is not accessible by unauthorised persons. Please read the Society's Privacy Policy which sets out how we deal with your personal information.

Visitor Material and Conduct
Other than personally identifiable information, which is covered under our Privacy Policy, any material that you transmit or post to the Website shall be considered non-confidential and non-proprietary. The Society shall have no obligations with respect to such material. The Society and its designees shall be free to copy, disclose, distribute, incorporate and otherwise use such material and all data, images, sounds, text and other things embodied therein for any and all commercial or non-commercial purposes.

You are prohibited from posting or transmitting to or from the Website any material that is threatening, defamatory, obscene, indecent, seditious, offensive, abusive, discriminatory, in breach of confidence, in breach of privacy, which may cause annoyance or inconvenience, infringe the rights of any third party or be contrary to the law.

You may not misuse the Website, including without limitation by hacking or transmitting technically harmful material such as computer viruses, logic bombs, Trojan horses, worms, harmful components, corrupted data or other malicious software or harmful data to the Website.

Product Information
The information relating to our products and services is for general information only, and is not intended to provide specific investment, tax, financial planning, legal or accounting advice to you. Please contact us for details of the specific terms and conditions which apply to our products.

The Society may make changes to the material on the Website from time to time and we use our reasonable     efforts to ensure that the information on the Website is correct at the time of publishing. If you believe that any of the information is inaccurate, please contact us at Each product is subject to its specific terms and conditions, and may be withdrawn at any time without notice.

To the extent permitted by law, the Society excludes all representations, warranties, conditions and other terms which but for these Terms may have effect in relation to the Website.

The Society aims to ensure that the Website is available 24 hours a day, but, the Society will not be liable if this Website is unavailable at any time due to routine or emergency maintenance, system failure beyond the Society's control, or for any other reason.

Although the Society uses anti-virus software to protect the content of the Website against known viruses, it is your responsibility to ensure that you have taken precautions to protect your own computer system from virus infection.

To the fullest extent possible, the Society excludes all liability and responsibility for any amount or kind of loss or damage that may result to you or a third party (including without limitation, any direct, indirect, punitive or consequential loss or damages, or any loss of income, profits, goodwill, data, contracts, use of money, or loss or damages arising from or connected in any way to business interruption, and whether in tort (including without limitation negligence, contract or otherwise) in any way or in connection with the use, inability to use or the results of use of the Website, any websites linked to the Website or the material on such websites, including but not limited to loss or damage due to viruses that may infect your computer equipment, software, data or other property on account of your access to, use of, or browsing the Website or your downloading of any material from the Website or any websites linked to the Website. Nothing in these Terms will exclude or limit the Society's liability for death or personal injury caused by our negligence or arising from our fraudulent misrepresentation.

Content Management System
Our website uses a content management system called Drupal. 

In developing the Website the Society has followed the accessibility guidelines set out in W3C/WAI standards. If you have difficulties accessing any part of this Website please contact

If any of these Terms are deemed to be illegal or unenforceable, then that Term will be severed and deleted and the remaining Terms will continue to be binding and enforceable.

These Terms shall be governed by and construed in accordance with English law. Disputes arising in connection with these terms shall be subject to the exclusive jurisdiction of the English courts.

The Society may update the content of this notice from time to time. Please ensure that you visit this page to review these Terms regularly. This page was last updated in April 2013.

For the Society's latest rules please click here