Mortgage Interest Rates
Please note:

• All interest rates are quoted by reference to the Society's current standard variable rate of 4.90%, or for buy-to-let mortgages by reference to the Society's base rate. All interest rates are variable and may be amended from time to time at the Society's discretion. Customers will be notified in advance of any change to the interest rates being charged to their mortgage and advised at that time of the amended monthly repayment necessary to service their account.

• Loan to value means the loan that you take out expressed as a percentage of the value of the property against which the loan is charged (at the time you make your application).