Your local mortgage lender offering a personal, tailored and flexible mortgage service specialising in:
(click on the mortgage product name for more information)
Purchase / Remortgage |
Type |
Maximum Loan to Value of Property (LTV) |
Variable Interest Rate |
The overall cost for comparison is* |
APRC based on a loan value of: |
Residential Mortgage 55 (RESI5524) |
1.80% discount off Standard Variable Rate (SVR) for term of loan |
55% |
5.80% |
5.90% APRC |
£180,000 |
Residential Mortgage 80 (RESI8024) |
0.95% discount off Standard Variable Rate (SVR) for term of loan |
80% |
6.65% |
6.80% APRC |
£190,000 |
High Income Mortgage (HNW24) |
1.80% discount off Standard Variable Rate (SVR) for term of loan |
80% |
5.80% |
5.90% APRC |
£350,000 |
Medical Professional Mortgage (MEDPRO24) |
1.80% discount off Standard Variable Rate (SVR) for term of loan |
80% |
5.80% |
5.90% APRC |
£300,000 |
Professional Mortgage (PROF24) |
1.80% discount off Standard Variable Rate (SVR) for term of loan |
80% |
5.80% |
5.90% APRC |
£230,000 |
Green Mortgage (GRN24) |
1.80% discount off Standard Variable Rate (SVR) for term of loan |
80% |
5.80% |
5.90% APRC |
£190,000 |
Lending in Retirement Mortgage (LIR24) |
1.55% discount off Standard Variable Rate (SVR) for term of loan |
60% |
6.05% |
6.20% APRC |
£120,000 |
Bridging Mortgage (BRIDGE24) |
Standard Variable Rate (SVR) for term of loan |
60% |
7.60% |
7.80% APRC |
£500,000 |
Standard Variable Rate 80 (SVR8024) |
Standard Variable Rate (SVR) for term of loan |
80% |
7.60% |
7.70% APRC |
£180,000 |
Self Build Mortgage (SBSVR24) |
Standard Variable Rate (SVR) for months 1-24 and from month 25, 0.95% discount off Standard variable Rate (SVR) for remainder of term of loan |
70% |
7.60% month 1-24 6.65% month 25 on |
7.70% |
£200,000 |
Renovation Mortgage (RENSVR24) |
Standard Variable Rate (SVR) for months 1-24 and from month 25, 0.95% discount off Standard variable Rate(SVR) for remainder of term of loan |
70% |
7.60% month 1-24 6.65% month 25 on |
7.70% |
£190,000 |
(click on the mortgage product name for more information)
Purchase / Remortgage |
Type |
Maximum Loan to Value of Property (LTV) |
Variable Interest Rate |
The overall cost for comparison is* |
APRC based on a loan value of: |
Green BTL (GRNBTL24) | 0.30% over SBS Variable Base Rate (currently 6.00%) with a minimum SBS Base Rate of 3.00% | 75% | 6.30% | 6.50% APRC | £190,000 |
Buy to Let 60 (BTL60) |
0.55% over SBS Variable Base Rate (currently 6.00%) with a minimum SBS Base Rate of 3.00% | 60% | 6.55% | 6.70% APRC | £190,000 |
Buy to Let 75 (BTL75) |
0.95% over SBS Variable Base Rate (currently 6.00%) with a minimum SBS Base Rate of 3.00% | 75% | 6.95% | 7.20% APRC | £155,000 |
Consumer BTL (CBTL24) |
1.05% over SBS Variable Base Rate (currently 6.00%) with a minimum SBS Base Rate of 3.00% | 75% | 7.05% | 7.20% APRC | £190,000 |
0.95% over SBS Variable Base Rate (currently 6.00%) with a minimum SBS Base Rate of 3.00% | 75% | 6.95% | 7.20% APRC | £155,000 | |
Holiday Let 60 (HOL60) |
0.55% over SBS Variable Base Rate (currently 6.00%) with a minimum SBS Base Rate of 3.00% | 60% | 6.55% | 6.70% APRC | £250,000 |
Holiday Let 75 (HOL75) |
0.95% over SBS Variable Base Rate (currently 6.00%) with a minimum SBS Base Rate of 3.00% | 75% | 6.95% | 7.10% APRC | £300,000 |
Limited Company Holiday Let Mortgage (LHOL70) |
0.95% over SBS Variable Base Rate (currently 6.00%) with a minimum SBS Base Rate of 3.00% | 75% | 6.95% | 7.20% APRC | £155,000 |
* The overall cost of comparison is based on a 25 year repayment mortgage
** The overall cost of comparison is based on a 25 year interest only mortgage
Residential Mortgage 80
Based on a loan of £190,000 for 25 years, on a discounted variable rate of 6.65% for the term of the mortgage the total amount payable would be £392,431.81 made up of the loan amount plus interest repayable by 1 monthly instalment of £1,335.57 followed by 299 monthly instalments of £1,300.76.
Charges included in the total cost of the loan are:
The overall cost for Comparison is 6.80% APRC representative
Carmarthen Branch
13-14 Lammas Street,
Carmarthen SA31 3AQ
Tel: 01267 611950
Fax: 01267 611951
Cowbridge Branch
75 High Street,
Cowbridge CF71 7AF
Tel: 01446 506000
Fax: 01446 506001
Mumbles Branch
496 Mumbles Road,
Swansea SA3 4BX
Tel: 01792 739200
Fax: 01792 739201
Swansea Branch
1-4 Portland Street,
Swansea SA1 3DH
Tel: 01792 739100
Fax: 01792 739101
© 2021 Swansea Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register Number: 206066 | terms and conditions | privacy